Introduction

A dream for most Australians is to own their own home. Not only is there a measure of security in bricks and mortar as an investment, but there’s a sense of stability, of permanency.

Then there’s the emotional pull; the joy of raising children and creating memories of family and friends, celebrations and life events.

According to the Australian Institute of Health and Welfare, 35% of Australians currently have mortgages over their home.

How much do you really know about mortgages?

Take our quiz and find out!

Subscriber note: You can decide on how to provide these. We recommend that you set them up in a formatted email to return direct to the quiz taker opening the door for further discussion.

Introduction

For most Australians, the approach of retirement is something to look forward to. Yet it can also be a time that fills us with trepidation, after all, we’ve saved for it, worked towards it, but are we really prepared for it?

While Superannuation is a way of saving for life after work, it’s not the only factor you need to consider when planning your retirement.

How much do you know about retirement planning?

Take our quiz and find out!

Subscriber note: You can decide on how to provide these. We recommend that you set them up in a formatted email to return direct to the quiz taker opening the door for further discussion.

Introduction

For most Australians, tax is an unavoidable fact of life. A portion of the money we earn, either through work or investment is remitted every year to the Australian Taxation Office (ATO).

How much income tax you pay will depend on how much you earn and what deductions and offsets you are able to claim. Other than this, how much do you really know about income tax?

Take our quiz and find out!

Subscriber note: You can decide on how to provide these. We recommend that you set them up in a formatted email to return direct to the quiz taker opening the door for further discussion.

Introduction

After months of doing the weekly open-for-inspection rounds, talking-turkey with estate agents and greeting other house-hunters – you’re on first name basis with many of them by now – you’ve finally found your perfect home. That was the hard part, right?

Borrowing money is not as simple as you may think. Besides the strict regulations governing the lending industry, mortgage products are breeding grounds for industry jargon, add-ons, variations and a plethora of can- and can’t-dos.

The implications of signing up for something you don’t fully understand can be far reaching and very costly – we’re talking the years-out-of-your-life-and-thousands-of-dollars kind of costly.

So how much do you know about borrowing? Take our quiz to find out.

Introduction

If you’re an Australian resident over 18 and earning more than $450 in a calendar month, you are probably contributing to superannuation.

In a nutshell, super is a strictly regulated, tax effective way of putting money aside for your retirement. The government sets a minimum compulsory contribution amount, which your employer calculates based on your income and pays into your nominated super fund. You are encouraged to contribute money to your super in addition to your employer’s payments.

Government policy, our changing lifestyles and extended life expectancies see the structure of superannuation and its supervisory guidelines being routinely revised. The result is a very confusing super system. You probably have a basic understanding of how super works: you put money in and leave it there until you retire, right? But you also know it is more complex than that. 

It’s your money after all, so take our quiz and find out exactly how much you know about building your retirement fund.

Introduction

It might be safe to say that we are accustomed to the reality of having to work for a living. In fact, many of us are unlikely to know any different; because, since we can remember, Mum, Dad and other family members have been toiling to make ends meet and to provide for their loved ones.

At the same time though, we cherish the thought of reaching financial independence; that is, to adequately provide for our living expenses from our own accumulated resources. And, the quicker, the better, most might agree.

But, I hear you ask, how do I get from being a mere salary or wages earner, to a position where my wealth will be enough to cover my financial needs and dreams? This requires a focused and dedicated mindset; one where - by diligently taking control of your money - every cent of your earnings that is not spent elsewhere, is put towards reaching the goal of financial independence.

Are you financially diligent? Find out by answering our simple quiz.

Introduction

Consider this basic truth: there are only two ways to earn a living – you must work for your money, or your money must work for you.

It’s important that our money works hard for us; both, on the way to financial independence, and thereafter, so that we can comfortably maintain the quality of life that we have become accustomed to.

So how does your financial savvy stack up right now? Try this quick quiz to find out.

[Subscriber note: there are various ways to utilise these quizzes. We have provided instructions for one using Survey Monkey as one option. Download the instructions from the Financial Quizzes category. Or if you prefer personal assistance, contact us and we will recommend a service.]