This article explains the range of investment characteristics available through different types of super funds. It encourages the reader to take more control of their retirement planning rather than relying on the default.
A popular series of books originally published over a twenty-year period was the ‘Choose Your Own Adventure’ series. As the name suggested, the reader could actually decide what the characters did at key moments in the story. They could choose (to a certain extent) how the adventure played out and how the story ended.
Many people treat their superannuation like the traditional story book, believing that their employer pays the contributions and someone else looks after the investments, and that’s how the story goes until the end of their working life.
But the reality is that superannuation funds allow members a level of choice in relation to how the money is invested, which means it can be up to you to create what your retirement adventure might look like.
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