Introduction

According to the Australian Competition and Consumer Commission (ACCC), in 2022 financial scams cost Australians around $3 billion.

Financial fraudsters deceive, manipulate and exploit victims into making financial transactions or investments, or sharing sensitive information for illegal profit, money laundering or even funding terrorism activities.

Introduction

Diversification is a crucial strategy to reduce investment risk and achieve stable returns over the long term. By spreading your portfolio across different asset classes like equities, fixed interest, property, and cash, you can protect your capital during adverse market conditions while benefiting from potential growth during prosperous times.

Introduction

Many people find themselves under pressure when unexpected bills arrive or costs of living increase, often leading to maxed-out credit cards or costly personal loans.

Introduction

Financial success is more than just being rich; it's about achieving sustainable wealth.

Being rich means having money and assets, but being wealthy involves long-term investments and passive income streams.

Introduction

Estate planning ensures that when we die, our assets can be passed promptly and tax-effectively to the people we love or the charities we support.

Many events can trigger a need to review your Will, such as:

Introduction

Ever wondered why some people get better interest rate deals than others? Perhaps you’ve had a chat at a barbecue and discovered your host is paying a lesser rate than you?

This could be the reason…

Introduction

When you move in with a friend or partner, make sure the utility bills for services to the property are in joint names. There are two good reasons for this:

Introduction

When was the last time you reviewed your business budget?

Introduction

Did you know that the Australian Tax Office has developed an app called MyDeductions to make tax time easier? Individuals can record their expenses and sole traders can include business income and expense information.

Introduction

Did you know that the Australian Government has an aged care services fee estimator on its aged care website?

Introduction

Credit card providers are falling over themselves to entice new customers and what better way than to offer a zero percent interest rate? But what does this apply to? And what else is charged?

Introduction

How much have you contributed to your superannuation this year?

Introduction

When applying for loans, most people believe that lenders record credit card balances. Wrong. Lenders record the full limit of every card – whether it’s used or not!

Introduction

If the following events have occurred in your business this financial year, or you are anticipating similar changes, you need to address potential tax implications immediately.

Introduction

Many parents want to make sure their children are good money managers, but how do you teach them?

Introduction

Is it a) your house, b) your superannuation, or c) your income?

Introduction

When money is tight and they think there is no other option, some people use their credit cards for cash advances (withdrawing cash), and pay a high price for the privilege.