Short reminders (under 100 words) on financial topics that you can use as fillers for your newsletters, in social media, or at the bottom of your emails.
This fast fact outlines the dangers of credit card interest if payments are missed. It highlights the importance of reading the fine print and understanding your credit card providers terms and conditions.
When using credit cards for quick personal loans beware of the fine print! Card loans may offer reduced interest rates, but missed payments can result in interest rates reverting to the card’s higher rate. Credit card balances can quickly blow out and take years to pay off.
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This Fast Financial Fact is a quick reminder to keep an estate plan, particularly the Will, current.
Estate planning ensures that when we die, our assets can be passed promptly and tax-effectively to the people we love or the charities we support.
Many events can trigger a need to review your Will, such as:
This fast fact explains the effect holding more equity has on a mortgage interest rate. It highlights the opportunity for people with more equity in their property to get lower interest rates.
Ever wondered why some people get better interest rate deals than others? Perhaps you’ve had a chat at a barbecue and discovered your host is paying a lesser rate than you?
This could be the reason…
This article outlines 2 reasons why utility bills should be held in joint names.
When you move in with a friend or partner, make sure the utility bills for services to the property are in joint names. There are two good reasons for this:
A short but important reminder for your small business clients to regularly compare actual results to budgets.
When was the last time you reviewed your business budget?
The Australian Government has a fee estimator for aged care costs on its Aged Care website. This helpful fast fact shows your readers where to find it and briefly explains what it covers.
Did you know that the Australian Government has an aged care services fee estimator on its aged care website?
This fast fact highlights two often overlooked aspects of credit card balance transfer deals.
Credit card providers are falling over themselves to entice new customers and what better way than to offer a zero percent interest rate? But what does this apply to? And what else is charged?
A last minute reminder for your clients to top up their super before 30 June.
How much have you contributed to your superannuation this year?
This fast fact warns your readers that it’s the LIMIT on their credit cards that is taken into account when applying for loans, not the balance. It is an often misunderstood fact.
When applying for loans, most people believe that lenders record credit card balances. Wrong. Lenders record the full limit of every card – whether it’s used or not!
This fast fact asks your readers five questions to determine if their business activities could impact on their personal tax situation.
If the following events have occurred in your business this financial year, or you are anticipating similar changes, you need to address potential tax implications immediately.
A quick reminder that to save you simply spend less than you earn. A prompt to do a budget.
Charles Dickens first penned a similar decree in his novel, David Copperfield, (only he explained it in pounds and shillings). But it’s as true today as it was in the nineteenth century.
A quick tip that it’s sometimes better to teach your children about money by not giving it to them.
Many parents want to make sure their children are good money managers, but how do you teach them?
A quick reminder about the importance of income protection insurance.
Is it a) your house, b) your superannuation, or c) your income?
A warning about using credit cards for cash withdrawals.
When money is tight and they think there is no other option, some people use their credit cards for cash advances (withdrawing cash), and pay a high price for the privilege.
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